Illinois Personal Injury Lawyers Warn: Don’t Rely on Underinsured Motorist Coverage
Most drivers have something called “underinsured motorist coverage” as part of their insurance policy. This coverage provides extra protection if the driver who struck you doesn’t have enough coverage, but only to the limits of your policy. In Illinois, personal injury lawyers find that in up to 90 percent of the cases where a client is seriously injured, the driver who was at fault does not have enough insurance. Then, they typically look to their client’s underinsured motorist coverage and usually find that they’re underinsured as well.
Chicago personal injury attorneys explain the importance of higher coverage and umbrella policies to their clients, hoping to prevent the same devastating consequences in the future.
One Chicago personal injury attorney recommends drivers make sure they have an umbrella policy that raises liability coverage to at least one million dollars and a minimum of $100,000 personal medical coverage.
“A million-dollar umbrella policy combined with higher limits for your personal medical needs are the most economical and pro-consumer products on the market today; reassurance at a reasonable price that will bridge your basic policy limitations and reduce your liability risk in the future.”
If you have further questions about auto insurance and liability limits, contact an Illinois personal injury lawyer today.
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